Archive for November, 2011

Ten Safe Methods to Express Anger

November 27th, 2011

Anger can be a destructive emotion but we go through it from time to time. When we feel angry, it is because something beyond us has triggered us in most cases we’re left feeling ‘victimized’ with that external event.

Society, especially if you will find there’s religious background, may have taught us that it’s ‘sinful’ to express our anger and that we need to remain ‘pious’. Pretending that we are ‘above’ anger can also be very damaging to our emotional health. What tends to happen is that we suppress those anger emotions. Suppressed emotions may then manifest as a myriad of physical ailments for example headaches, chronic pain, digestive symptoms, palpitations, anxiety, depression to mention but a few. Significantly improved we all know that suppressing anger is not the key, exactly how should we safely express anger? During my training as a life coach, my coach once requested that I explore 10 safe methods to handle anger.

Initially I thought she’d just gone from the deep end on some altruistic journey… In the end if I was angry, I had every right to allow the world know, right? This way nobody would EVER mess with me that way again! Well not exactly, actually when i watched the some recent episodes of ‘celebrity apprentice’, I possibly could not help but wonder why Nene always appeared so angry! This didn’t endear me toward her at all. Think about instances when you’ve met somebody that just seems to exude anger, do you feel attracted to that person? Probably no! My well-being is my greatest investment and is the singular one quality that makes me a highly effective coach and physician. I have learned to ‘let go of the drama’ and never always aim to be right…The greater I recognized the significance of picking out some methods to securely express my anger.

Picking out the list is like an insurance plan. It is your safety net when it’s needed.

Here’s my list. As you look at this, my intention is you too will see ways that you can safely express anger.

1. Medicine Ball Smash!

My own trainer recently got me into this core body workout and all sorts of I could think when i slammed the ball in front of me was, ‘Wow this wins the award for the best anger quelling technique!’ Like a disclaimer with this and all sorts of other activities that I may list here please be sure to check with your physician whether it’s safer to do these activities versus suffer from the otherwise negative effects of poorly handled anger. So this is how it goes. Stand together with your feet shoulder width apart, arms raised above your head with a medicine ball (pick unwanted weight start with a typical weight like 5-10 lb ball). Stabilizing your core muscles (i.e. your trunk muscles), knee slightly bent, slam the ball vertically down.

It should bounce; catch it and go back to the starting position. Repeat for a total of 15 reps. Check in together with your feeling and when you still feel angry do a second group of 15 reps. Hopefully by the end from the second set you should be feeling pretty accomplished (and breathless from the good workout!)

2. Punch the Pillow

Time tested and try to on the list. You can determine if you need to yell with each punch. Scream! For those who have a baseball bat then take that to the pillow. Again another great cardio workout. Punch provided it requires to rid yourself of those toxic emotions. You know you’re done when you experience a sense of calm.

3. Rapid write ranting

This is not designed to be your best handwriting. Really feel the presence of your emotions and rant on paper. Scribble what you’re feeling; feel free to blame the other person or circumstance. Keep ‘write ranting’ till you get it full-scale there. With a very good job you should not be able to decipher what you wrote since it is designed to be written as fast as you’re ranting in your head. Once you have a feeling of calm stop by you then you know then, whether it’s safe to, you can burn it up, otherwise simply shred it. In either case just allow the rant writing go!

4. Break some cheap plates

I personally heard this is a legitimate business in the California area!! However for the house version, go to a dollar store and get a load of cheap plates in line with how angry you gauge you to ultimately be. Next visit a clear space, your garage perhaps and start smashing the plates. Yelling causes it to be all the more therapeutic.

Recognizing that anger isn’t something which is done ‘to us’ but how ‘we choose’ to react to a situation, so that as we learn safe ways to handle our anger we also recognize that the other party need not be burdened with hearing what we have to say about our misgivings. No matter how ‘wrong’ they might happen to be. The reason being we now have taken responsibility based on how we handle anger.

5. Another safe way to handle anger is to ‘voice record what I’d say’.

Simply get a microcassette recorder and let it full-scale till there is nothing left to express. Check in with your feelings and see what else pops up. Keep on recording till you’ve said all there is. Next press the erase button! If you find it tough to erase the content then which means you’ve still got more to say, carry on till you can erase it without needing to listen.

6. Fighting techinques Kicks

Another quick medical disclaimer,please consult your physician before starting this or other exercise program. This is great to visualise physically kicking some butt! Sidekicks, front kicks, round horse kicks just allow it to flow. Scream to your kicks to release the suppressed energy together with your anger.

7. Push Ups or Push Offs

For me exercise is always a safe way to handle anger or frustration. So if I’d ordinarily to 10 push-ups go for I double that amount. The aim is not just the physical accomplishment but also the emotional exhaustion too.

8. Listening to calming music

I personally love Yanni and whenever I need inspiration or am feeling restless or agitated I play his music. I believe that there is a painter for everyone who’s music we connect with and may raise our spiritual vibrations. Find that on your own and when you are for the reason that state put on your iPod and just listen.

9. Breathing Exercises

One of the destructive results of anger is elevated blood pressure. Breathing is a great technique to practice especially when we’re feeling ourselves getting triggered and that we cannot necessarily leave the situation immediately to do why from the other things listed here. Simply take an in-depth inhale and hold comfortably for some seconds while holding an image of you clothed in white light. Then slowly exhale completely. Breathe normally for 3-5 breaths and then repeat when needed.

10. Take a walk outdoors

Taking a walk outdoors could be a refreshing method to reconnect with this inner self as well as visit a different perspective. For those who have a dog it is a excellent time to walk the dog. Simply attending to the needs of another will help elevate you.

How to Claim Back Your Payment Protection Insurance

November 27th, 2011

Are you one of the millions of UK citizens having a loan, credit card or mortgage? If that’s the case it’s highly probably you have been paying for payment protection insurance, added on because of your lender.

PPI should cover payments on your debt should if you’re unable to meet payments when you have become unemployed or are injured and unable to work.

Unfortunately only 18% of claims on PPI policies are ever successful, exclusion clauses that are effectively loopholes mean that insurers do not have to pay out if you were unemployed whenever you got a policy, or were built with a pre-existing medical problem. This shocking situation implies that UK banks make of 5.5billion in gain forcing customers to take out policies once they didn’t want or need them.

However, you are now eligible for reclaim your PPI back, leaving the banks facing a wave of claims against them for misselling payment protection insurance for their customers.

What is Misselling PPI?

The vast majority of policy owners don’t realise that they’re spending money on something that they either won’t meet their demands, or they don’t even know they have! Banks have mis-sold these policies understanding that people over 65 don’t need it as they are retired and also have no income from employment to get rid of. Banks have mis-sold Payment Protection Insurance to civil servants and teachers whose sick and illness pay would cover any payments.

There is a darker side to misselling ppi, with many people not really aware they’d it on the loans or charge cards or were advised by the banks when they got the loans that it was compulsory. Again, during these circumstances the banks are legally compelled to refund the price of the loan and make interest payments on any payments they’ve received.

How did this happen?

Finance companies and banks were paid well by insurance providers to promote then sell these policies, with staff receiving commission and bonuses for all the sales they made. The fact that banks knew the things they used to do to promote these unworkable products implies that they have been fined heavily through the FSA the regulatory watchdog for the banks.

So how do you reclaim PPI??

Write to your bank, requesting reimbursement. After they have said no (they always say no – don’t worry!) you need to write again and threaten all of them with “FOS” – the Financial Ombudsman’s Service. You’ll get a plain painful No’ that you will have to duplicate the first letter and in addition declare your intent to pursue legal action and support in the financial ombudsman.

Banks know they have done wrong and will keep on denying your claim – they’ll never in fact admit it and when the settle it will be worded like a “good-will”gesture. It can take up to and including year to stay a claim if you need to appeal through FOS, banks likewise try harder to dismiss what they call “Cyber Cookie Cutter” claims – this name comes from the fact people often download the same template letters from the web when they try themselves – the banks recognise the templates and then try to push their luck more because they have the people claiming know less about their rights.